Empowering Uganda's Women Entrepreneurs
Through innovative micro-investments, we're transforming businesses and lives. Join us in creating sustainable economic growth.
The Challenge & Our Solution
In Uganda, over 80% of women-owned businesses operate in the informal sector, systematically excluded from traditional financing despite their proven business success.
Women entrepreneurs in Uganda's informal sector face significant barriers to accessing capital:
- Traditional financial institutions require collateral and formal documentation
- Limited property ownership rights make collateral-based lending impossible
- Cultural biases restrict access to male-dominated financial networks
- Lack of formal business registration prevents access to conventional investments
- Existing microfinance solutions impose unsustainable interest rates and rigid repayment terms
Prograte Capital Ventures bridges this gap through our innovative approach:
- Dividend-based micro-investments ranging from $15 to $500
- No collateral requirements or formal documentation needed
- Flexible payment schedules aligned with business cash flows
- Comprehensive business support services including mentorship and training
- Evaluation based on cash flow patterns, community reputation, and character
How It Works
Our proven four-step process empowers entrepreneurs while delivering consistent returns
We provide flexible micro-investments from $15-$500 to women entrepreneurs with demonstrated business success and growth potential.
Our comprehensive business development mentorship, financial literacy training, and networking opportunities set entrepreneurs up for success.
Entrepreneurs leverage our capital and support to expand inventory, improve operations, and create jobs within their communities.
Monthly dividend payments of 5-10% create sustainable returns while entrepreneurs build toward financial independence.
Entrepreneur Spotlight
Meet the remarkable entrepreneurs transforming their businesses with Prograte's support

Janet Nakato
Janet operated a small produce stand selling just three vegetable varieties and struggling to maintain consistent inventory. After receiving a $200 investment from Prograte, she expanded her inventory, purchased a refrigerator to reduce spoilage, and now operates one of the most successful produce businesses in her market.
"Before Prograte, I lost so much inventory to spoilage, and banks wouldn't help me because I had no collateral. Now I have a refrigerator, a wider variety of products, and I've hired three people from my community. My children are in better schools, and I'm saving to open a second location."
Our Investment Approach
A revolutionary model tailored for Uganda's informal sector
Dividend-Based Model
Unlike traditional loans with rigid repayment schedules, our dividend-based model aligns payments with business cash flows. Entrepreneurs make monthly dividend payments of 5-10% of invested capital, creating sustainable returns while accommodating the natural cycles of their businesses.
No Collateral Required
We've eliminated the collateral barrier that prevents women entrepreneurs from accessing traditional financing. Instead, we evaluate businesses through cash flow patterns, community reputation, and character assessments, creating opportunities for entrepreneurs who have been systematically excluded from the financial system.

Ready to Get Started?
Join us in empowering Uganda's women entrepreneurs
Our Story in Motion
Watch how we're transforming lives and businesses in Uganda's informal sector
Real Impact
See how our investments are creating sustainable change in communities
Success Stories
Hear directly from the entrepreneurs we've empowered
Our Vision
Learn about our mission to revolutionize financial inclusion